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2023 CTBC IRM Program

About the Program

"Solid professional training combined with practical business experience and global perspective" - CTBC has the industry's only 3-year International Relationship Managers (IRM) program.
From Taiwan to the world, CTBC continues to provide innovative corporate banking products and comprehensive professional financial services. In addition, we offer a thorough and concrete training program and professional development scheme. After joining the IRM program, you will work directly in the international market during training and accumulate practical business experience. At the same time, you will improve your fluency in second languages to build a successful career overseas.
If you work well under pressure, are resilient and different from others, and are willing to challenge yourself with working overseas, welcome to join us and embark on an outstanding international banking career.

What’s IRM? | 專案介紹影片

EP1. 站在巨人肩膀的高起跑點|金融業外派RM都在做什麼?外派挑戰與收穫
EP2. 學長姐大解密|想出國工作?什麼人適合外派?

Program Features

Rapid career advancement

We offer you the chance of two promotions in three years by passing internal certifications and evaluations, quickly advancing to a customer relationship manager and becoming an independent, self-reliant junior IRM of corporate banking overseas.

Accumulated all-round professional strength

With multifaceted development as the goal, we have a comprehensive training module and rotation mechanism to help you build various professional capabilities in finance, customer service, business development, and foreign languages.

Gaining a global perspective

By utilizing CTBC's global platform as a start, you can expand your professional knowledge in depth and breadth and skills in international finance. Furthermore, through practical training abroad, you may strengthen your business development capabilities and proactively level

2023年國際法金業務菁英計畫詳細介紹可下載 懶人包

Three-year training plan | To become the backbone of CTBC overseas business

Training System| 3 Modules X 6 Programs

Experience Sharing

  • Brian Chen
    Put into practice what has been learned, get to the heart

    I joined CTBC‘s IBA Program in 2016. After three and a half years of job rotation and solid training from various business/product units, I was assigned to India as a relationship manager (RM), serving Taiwanese businesses on behalf of the only Taiwanese bank branch in India.

  • Ying Cheng
    One of the most important things I learned during the training is constantly

    CTBC's IRM program aims to cultivate trainees’ business skills, allowing us to rotate between different units. Therefore, we can observe various business models of different companies, from Taiwan's micro-enterprises to listed domestic and international companies,

  • Michael Chu
    True bravery is not the absence of fear. It is the courage to still go forward despite being afraid.

    Cold calling certainly is the most impressive thing about the IRM program. For most people, cold calling is strange and a little scary. At least for someone inexperienced like me, it is.

  • Sheryl Yen
    If you are unhappy with the status quo and are determined to go abroad,

    Before joining CTBC, I served as a sales representative in a wealth management company catering to Chinese Americans in the United States and later I worked in the back office of a well-known international financial institution in Taiwan.

  • Jean Wang
    CTBC's solid training and managers' coaching are critical for becoming an international

    My most significant skill growth since the training is the ability to apply industry research to business practices. For example, I wrote a report on the wholesale medical equipment industry during my job rotation.

  • Daniel Hsu
    Brave the wind and the billows; when the going gets tough, the tough get going.

    Since the training, I remember most when I rotated to the micro business department, during which I grew the most. Because of this hands-on cold-calling experience, I have developed a more mature mindset,

  • Tim Hsu
    The IRM program is your best choice to be a global banker.

    During my job rotation, what I remember most was the first time I went to meet clients. Back then, I had no idea what it was like to visit a client, and we barely knew each other. I tried to act natural when signing documents face-to-face with the customer, but deep down, I felt nervous and helpless.


Recruitment Process


Recruitment Drive

About Online Recruitment Orientation

The IRM program organizes two live broadcasts online events. The events include the company introduction, the introduction of the IRM program, and senior IRMs experience sharing. Also, our expatriates are invited to share their thoughts and ideas about overseas work and life. Finally, for applicants still studying or working abroad in the first half of the year, we invite those with backgrounds in overseas job applications to share their experiences.
If you want an outstanding international career, sign up for the recruitment orientation now!
You might win a round-trip flight ticket in the raffle if you sign up and attend the event!

3/07 (Tue) 19:00-20:00 (Taipei Time) Flying High and Going Global ─ CTBC IRM program
3/14 (Tue) 10:00-11:00 (Taipei time) Preparing Yourself for Overseas Career



Date Time Event
3/04(六) 09:00-17:00 臺灣大學校園博覽會
3/06(一) 11:10-12:00 中央大學校園說明會
3/07(二) 18:00-18:50 清華大學校園說明會
3/08(四) 18:00-19:00 臺灣大學校園說明會
3/08(四) 19:10-20:10 成功大學校園說明會
3/10(五) 15:20-16:10 臺灣科大校園說明會
3/13(一) 18:30-19:30 政治大學校園說明會
3/15(三) 16:00-17:00 中山大學校園說明會

During COVID-19 pandemic, the health and safety of applicants remain our top priority. According to the latest COVID-19 situation, we will make appropriate arrangements for our recruitments. For the latest news and updates, please check CTBC official website and CTBC Careers Facebook. In the first half of the year, if you’re studying or working abroad, please refer to below recruitment information:

  • Please specify your current location city and country in your application e-mail. Our recruitment team will assist you in participating online recruitment process.
  • Applicants who are planning to return to Taiwan or having any questions please contact our recruitment team via e-mail or CTBC Careers Facebook

Application Procedure

  1. Please download「 CTBC Management Associate Program Application Form 」first.
  2. Personal Data Usage Disclosure
    During the collection, processing, storage, use and/or cross-border transfer of applicants’ personal data, CTBC and its subsidiaries shall comply with The Personal Data Protection Act and relevant laws, regulations and explanations promulgated in the Republic of China (Taiwan) and the country/jurisdiction in which an applicant resides. Applicants have the right to determine if they are willing to provide their personal data. Refusal to provide information or providing incomplete, untruthful or inaccurate personal data might undermine our ability to manage and use personal data necessary for recruitment purposes or to provide service.
    Please read the " Personal Data Usage Disclosure " and provide your consent by attaching an electronic signature or by hand signing the application.
  1. Due time: 3/20(Mon.) 23:59
  2. Please submit the following materials via email at  ba.irm@ctbcbank.com
  3. Indicate “2023IRM_your name” as the title of your email. Please specify your current location city and country if you are studying or working abroad.
  4. Please DO NOT zip the attachment (Max size 5 MB).
  5. Please DO NOT submit your resume repeatedly. Please wait patiently for a reply after submission.
    • 2023 CTBC Management Associate Program Application Form

      Please fill in the form directly and submit the original file. (Do not change the setting or save it as a PDF file.)

    • Certificate of the highest level of education and academic transcripts.

      Indicate “2023IRM_your name_Certificate of education” as the title of the file.

    • (TOEFL, TOEIC, IELTS, or GEPT) , Japanese language certificates (such as JLPT) , or other certificates within two years.
      Foreigner: Chinese language certificates (TOCFL,HSK) and English language certificates (TOEFL, TOEIC, IELTS, or GEPT) , or other certificates within two years.

      Indicate “2023IRM_your name_language certificates” as the title of the file.

Are you the one we are looking for?

  • 大學以上畢業(含應屆、科系不拘)
  • 中英文流利,通曉日語、東南亞語系者尤佳

  • IRM Global Orientation |2022國際法金業務菁英新訓全紀錄




    We will organize two online events and several on-campus recruitment orientations. Please click 「How to Apply」 for session details and dates. More information will be announced in early February.Also, you can follow CTBC Careers Facebook 粉絲團 Instagram ,or LinkedIn We will regularly update the latest news
    1. IRM: It is a three-year talent development program. In the first phase, the associates will develop a full range of financial expertise and business skills in Taiwan and receive second language training. In the second phase, they will be assigned to overseas branches for a year and a half to acquire practical experience. After three years of training and successfully passing the evaluation, they will be on the fast track to become Customer Relationship Managers.
    2. MA: It is a two-year talent development program. Institutional Banking MAs receive comprehensive training in professional financial knowledge and skills and test their potential through job rotations in various departments at headquarters, including institutional banking, product planning, and risk management. The program teaches MAs to think like senior management and rapidly develop into an independent corporate financial consultant or financial product manager.
    3. JRM: It provides comprehensive one-year training. Through progressive learning, such as professional courses and practical exercises, with content covering business opportunity development, financial analysis, risk identification, industry field trips, and product knowledge, the program will gradually guide you to become a JRM in business development and risk management.

    4. In addition to developing financial expertise and business capabilities, the IRM program allows you to work directly in international markets during the training, enriching your global perspective. So if you are interested in overseas jobs, don't miss the opportunity to apply and give yourself a chance to shine on the international stage.


    Yes. We welcome candidates from diverse backgrounds to apply for CTBC IRM Program. After joining us, you will be scheduled a series of comprehensive training, including financial professional and practical application courses so that you can quickly become a top-notch financial professional.
    Yes. The program is open to all nationalities. We welcome all applicants who have an international perspective and good command in both Chinese and English, or who are familiar with Japanese, Filipino, Indonesian, Thai and Vietnamese.
    The standard form file can be downloaded by clicking the 「How to Apply」 and the resume format is presented in both Chinese and English. Therefore, you can prepare your resume in Chinese or English according to your preference. However, we strongly recommend foreign applicants to use Chinese in order to demonstrate your Chinese ability. Please note that any other resume is not accepted except for CTBC IRM resume application.
    Without all of the English proficiency tests results listed above, you can provide any English proficiency test scores, or other information and statement indicates how proficient are you in English. We will adopt different approaches accordingly to assess your English communication skills during the recruitment and selection process.
    We will review your application as soon as possible after receiving your resume and enclosed documents. Subsequent arrangements will be provided via email or telephone.
    The date of reporting for duty is scheduled on July 10 (Mon) for CTBC IRM Program 2023.Taining for IRM will commence officially on that day. If you are unable to report on the specified date, please indicate in detail the reason and the earliest available date on which you can report for duty in your resume. After you pass the resume screen, we will take the initiative to contact you for subsequent arrangements.
    If you cannot attend the interview personally or report to duty because of quarantine or other reasons, you may explain to HR when we contact you. Online interviews or training can be arranged if necessary.
    If you're studying or working abroad and cannot attend the interview in Taiwan in April or May, you can sign up for the United States or Japan sessions. Please indicate one of the overseas interview locations (New York, Los Angeles, or Tokyo) in the email subject when sending your resume. We will make appropriate arrangements accordingly.
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